My account is currently down over 20%, LOL

A week ago, it was down 15%, but today it's over 20% down. The saying "cut your losses early in a bear market" really hits home now.
My losses are so big now, I don't know what to do. I don't have any cash to buy the dip, and even if I did, I'm too scared to buy because it might drop further.
QQQ seems to be down over $100 from its high point... Isn't that a significant drop? But then I saw another post saying SPY is only down 7%, which is confusing.
I'm currently down 20%, but will this bear market only end after a 50% drop, halving my investment?
Ah... I really don't want to live today. I see no hope.