What should I do with my tax-advantaged account? I need to average down with $15,000.

Created at
149.**.48.72   6   0   0  

Since it's a Canadian tax-sheltered account, it might be a bit different from the US, but first of all, both capital gains and dividends are tax-free. My contribution limit for this year is $15,000.

My current account is 55% VGT, 30% NVDA, and 15% miscellaneous, but the miscellaneous ones are frustratingly terrible.

Right now, KORU is at -55%, DRAM at -10%, NASA at -30%, and NFLX at -45%. None of the amounts are huge, ranging between $10,000 and $30,000 each. I'm leaving out the ones that are currently in profit.

In the long term, I plan to move the miscellaneous holdings to QQQI. I want to build a portfolio of VGT/QQQI before retirement. I still have more than 10 years left until retirement.

Since DRAM is at -10%, I think I can break even quickly if I average down.

KORU is serious, but once it catches an uptrend, it moves fast, so if I average down to cut the cost basis in half, wouldn't it be able to bounce back?

Honestly, I've somewhat given up on NFLX, but since the amount is large, it would be great if I could average down and exit. But there hasn't been much movement recently.

With NASA, I feel like I have no idea when it will go up, and even if SPCX is rising a bit lately, when will it actually rise? But since the amount is small, averaging down would quickly lower the cost basis, or on the flip side, I can just wait it out.

Out of these four, how should I average down to exit the fastest? Ultimately, I want to get out of all of them.

 



Tags: DRAM KORU NASA NFLX NVDA QQQI Tax VGT Share on Facebook Share on X

◀ PREVIOUS
SPCX rising for some reason

▶ NEXT
FOMO is hitting me hard. I wonder if I'm making a mistake in judgment right now...

  Comments 0
SIMILAR POSTS

MU, DRAM

(created at )

Somehow, I couldn't pull out of KORU and ended up holding it.

(created at )

I bought just two during this dip. Went all-in with my entire net worth.

(created at )

Why is KORU risky?

(created at )

Apple's earnings announcement and the impact on semiconductors

(created at )

Amazon's earnings report is good news for semiconductors.

(created at )

Microsoft pulled off a big one.

(created at )

Buying more KORU

(created at )

What should I do about DRAM?

(created at )

Semiconductors and memory are expected to decline tomorrow as well.

(created at )

KORU

(updated at )

KORU, SNXX down 50%

(created at )

QQQI dividends bought on Vanguard

(created at )

If you have many stock wash sales and high trading volume, will the IRS audit you?

(created at )

SK Hynix is rising after-hours, and KORU is rising along with it

(updated at )

Two key points to watch for Google's earnings

(created at )

Semiconductor Hold

(created at )

Flying SNDK & SKHY & MU, running AMD, crawling NVDA

(updated at )

Is this also a talent? (Currently -40% on blue-chip stocks)

(updated at )

Semiconductor stocks will be continued to drop more than 20% on monday, because of me

(created at )

Sharing My Semiconductor Average Costs

(created at )

OTHER POSTS IN THE SAME CATEGORY

FOMO is hitting me hard. I wonder if I'm making a mistake in judgment right now...

(created at )

SPCX rising for some reason

(created at )

Is long-term investing the answer for SNDK and MU? 😭

(created at )

How to secure cash at the peak

(created at )

MU, DRAM

(created at )

Palantir average cost of 170. Is this what pure gambling feels like?

(created at )

Tech stock allocation ahead of retirement

(created at )

The Absolute Worst Stock I Have Ever Witnessed in My Entire Life

(created at )

SanDisk's earnings announced today

(created at )

Is there no hope for Netflix? ㅠㅠ

(created at )

Am I crazy, or is Nvidia about to smash its all-time high again?

(created at )

Escaped the Palantir Rollercoaster: What "safe" stock will keep me warm at night?

(created at )

Somehow, I couldn't pull out of KORU and ended up holding it.

(created at )

What a shock 😭 Google is down 4%: AI leadership has left again

(created at )

Palantir Technologies Q2 FY2026 Earnings & Market Performance

(created at )

It looks like Michael Burry is covering his Palantir short position.

(created at )

UPDATES

FOMO is hitting me hard. I wonder if I'm making a mistake in judgment right now...

(created at )

SPCX rising for some reason

(created at )

Is long-term investing the answer for SNDK and MU? 😭

(created at )

How to secure cash at the peak

(created at )

MU, DRAM

(created at )

Palantir average cost of 170. Is this what pure gambling feels like?

(created at )

Tech stock allocation ahead of retirement

(created at )

The Absolute Worst Stock I Have Ever Witnessed in My Entire Life

(created at )

SanDisk's earnings announced today

(created at )

Is there no hope for Netflix? ㅠㅠ

(created at )

Am I crazy, or is Nvidia about to smash its all-time high again?

(created at )

Escaped the Palantir Rollercoaster: What "safe" stock will keep me warm at night?

(created at )

Somehow, I couldn't pull out of KORU and ended up holding it.

(created at )

What a shock 😭 Google is down 4%: AI leadership has left again

(created at )

Palantir Technologies Q2 FY2026 Earnings & Market Performance

(created at )

It looks like Michael Burry is covering his Palantir short position.

(created at )

PLTR 🚀🚀🚀

(created at )

I bought just two during this dip. Went all-in with my entire net worth.

(created at )

Wow... It's skyrocketing without even giving a chance to get on.

(created at )

(Photo) Honestly, the semiconductor chart doesn't make sense right now..

(updated at )

LLY Earnings

(updated at )

Palantir's earnings are fantastic.

(updated at )

I accidentally bought 100 shares of Apple at 337. When should I average down?

(updated at )

Is Microsoft pulling everything up after its earnings last week?

(created at )

It hit an all-time high for the first time in a while.

(created at )

Snow rises by more than 6%.

(created at )

Looks like Bitcoin is going to crash.

(updated at )

SpaceX lockup expiration

(created at )

Palantir Stock Forecast & Q2 Earnings Preview: Can the Upward Momentum Continue?

(created at )

More than 594 Bitcoins were stolen from a hardware wallet called Coldcard.

(created at )